Anyone here bought insurance against ransomware risk — how practical is it for our size?

Change your NAS default admin passwords and turn off UPnP on the device. Once ransomware hits a network, it creeps across the SMB protocol right into external drives and encrypts backups too. A drive that's physically disconnected and locked in a safe is what actually saves your skin.

Happened to our 10-person construction office last year. A coworker opened an email disguised as a package tracking form. Within 4 hours our 6-year drawing archive was fully encrypted. The extortionists asked for $2,000, we refused to pay, but rebuilding everything from scratch cost us 3 months and hundreds of thousands of liras.

I'd read the fine print on that policy very carefully. If you don't have MFA, licensed endpoint protection, and segregated offline backups, they deny the claim anyway. Meaning you have to make that technical investment upfront just to be eligible for an insurance payout.

Spend your money on these three steps instead of insurance: 1) Buy reliable cloud storage that keeps automatic version history. 2) Remove local admin rights on all office PCs so employees can't install programs. 3) Back up to a physical external drive every Friday evening and unplug it.

Man, the biggest headache in architecture firms is the dwg and render files. Nobody cares about what's actually in your projects they just want to lock the files and extort money out of you. Instead of throwing 18 thousand lira at insurance, get two decent external drives and a cloud subscription for the office, and save yourself the stress.

Edit: asked below, I wrote the answer in the second message.

A network-attached backup isn't a backup. If that storage unit has an open port facing the internet, it'll be the very first target.

At our 12-person agency, we turned down an annual insurance quote of 22,000 TL. Instead, for a cost of 6,000 TL, we set up automated cloud archiving and bought two mechanical drives rotated weekly. It's been running like clockwork for two years, haven't had a single outage.

Attackers don't know who your office is. Automated scanners just find open ports on the internet, brute-force weak passwords, and breach the system in seconds. If you haven't opened your remote desktop port to the outside world on your router and you aren't installing cracked, pirated plugins, you've already eliminated most of the risk right at the front door.

Let me share what happened to me; it might be useful. If 2FA is on, a stolen password alone is useless.

When we decide without measuring, we always end up in the same place. Just leaving this note, it might be useful.

The answer above hits the nail on the head. The answer varies greatly by industry; there is no one-size-fits-all rule.

Forgotten test environments are more often the entry point than live systems. This is my opinion, I'm not claiming it's absolute truth.

my questions are cleared up thanks.

The answer above hits the nail on the head. The real issue isn't the number, but what it's based on.

I'm also curious if anyone does it differently.

Let me summarize what's been said so far. Security isn't absolute; it's about making attacks not worth the effort.

If it's your first time, start small; scaling comes later. Hope this helps.

Exactly like that. The real issue isn't the number, but what it's based on.

Start with a small trial; don't commit to everything at once.

I agree... If you scold false alarms, nobody will report again.

Thanks a lot I'll try it today. An untested backup is not a backup.

An untested backup is not a backup. This is my opinion, I'm not claiming it's absolute truth.

My question might sound amateurish sorry about that. anyway your time to detect an issue directly determines its cost.

That's all sorry if I went on too long.

saved.