we have 2 people in a small food business: an accountant and a manager. we want to set up a control mechanism for payments. above what amount should it require approval from both? wouldn't this management be too difficult?
can we set up a dual-signature rule at the bank? or is a written protocol enough?
will the first month be hard, or will it become routine later?
a payment approval system provides financial control. for small businesses, dual approval for amounts of 5,000 TL and above is sufficient.
banks have a 'dual signature' option — if 2 people approve every payment, the bank level is secured. but keep the protocol in writing.
it's hard at first but they get used to it after 1 month. the process speeds up.
we also set up dual signatures. i was uncomfortable the first week but i feel very safe now. I mean stress builds up as we check more
payment approval system: - 0-5000: accountant - 5000+: accountant + manager - 50000+: manager + owner - payments should be documented in writing - weekly reports should be prepared
dual control configuration in the banking system: an SMS code must be approved by 2 people for every transfer. this reduces the risk of attacks.
what if there's a secret agreement between the manager and the accountant? will both approvals still go through?
a payment control system is also designed to prevent internal fraud. risk decreases, trust increases.
To get into the details: Most time waste accumulates in tasks waiting for approval.
That's all, sorry if I went on too long.
I feel the same way. Any unwritten clause becomes a point of disagreement later, as both sides remember it differently.
Doki · Mobile app · 2025
Weve heard this a lot, but it never happened like that for us... Your time to detect an issue directly determines its cost.
Taking notes for two weeks yields better results than a six-month estimate. tbh just leaving this note it might be useful.
You're right. Any unwritten clause becomes a point of disagreement later, as both sides remember it differently.
Doki · KVKK compliance consulting · 2023
I've been down this road let me tell you. The real issue isn't the number, but what it's based on.
Don't hesitate to ask; those who don't ask always pay more. Just leaving this note, it might be useful.
I have a question, don't want to go off-topic though. Don't rely on a single measure; go layer by layer.
I'm a small business let me explain from my side. If you scold false alarms nobody will report again.
If 2FA is on a stolen password alone is useless. This is my opinion I'm not claiming it's absolute truth.
I've been dealing with this for a long time. If you get three different answers on a topic, the question was asked wrong.
Good luck with that.
If you're going this route, sort this out first. Taking notes for two weeks yields better results than a six-month estimate.
That's all sorry if I went on too long.